Retirement Planning Now – For A Better Tomorrow

Servicing All Federal Agencies and Military Service Members 

Your goals are important. We believe that as well. Which is why we feel so strongly about proactively and continuously planning for your future. Through our education we will help you in building, preserving and managing your wealth for retirement success.

You Are Our Focus

Through education and consultation, we assist Federal Employees in navigating the complex world of retirement planning strategies.  Divulging our specialized knowledge of standardized Federal benefit options in conjunction with third party network solutions, it is our goal to optimize employees’ ability to grow and sustain their wealth.


Network Advantage

Working within the Federal Benefits Network you gain access to a broad set of financial solutions that provide numerus advantages when compared to standardized benefits. 


Governmental Experience

We understand the structures of government plans which means we can easily identify what works and what does not work for your long-term retirement income goals.  


Value of Experience

With a network of providers that offer over 80 years of experience in the federal benefits space you can be assured that common mistakes are avoided.

Learn More About Your Retirement Options by Watching One Of Our On-Demand Webinars

Survivorship Planning

What will be covered:


Life Insurance Benefit Options

Gain the advantage when it comes to underwriting and discover how you can avoid standard health check requirements that often lead to higher premiums or disqualification.


Federal Employee Group Life Insurance (FEGLI)

Discover the Pros and Cons of the FEGLI policy and alternative options that will fit your individual needs. 


Federal Employee Retirement System


Civil Service Retirement System

Wealth Accumulation Planning

What will be covered:


Limit or Eliminate Taxes

Position your financial plan to pay less or even eliminate tax from your retirement income stream. Guaranteed lifetime income with no downside market risk is achievable.


Tax Advantages of Thrift Savings Plans

Become Educated on The Numerous Tax Advantages of Thrift Savings Plans and the Differences Between the Two.

  • Roth Thrift Savings Plan
  • Regular Thrift Savings Plan
  • Coordinate Your Other Investments

Estate Preservation Planning

What will be covered:


Hedging Strategies

74% of individuals will require long term care (LTC) once in retirement.  We will discuss hedging strategies to protect against the drawdown of investments accounts. 


Legacy Planning

Be prepared when planning for your legacy and become informed on unique options that both protect, and pass down your accumulation of wealth.

  • Avoid losses due to critical or chronic illnesses
  • Create liquidity for terminal illness
  • Estate Planning Preparations Importance

Meet Your Support Representative

Todd started working in the financial services field over 40 years ago. He received his undergraduate degree in Business Administration at the University of Arizona and Masters in Business Administration from the University of Phoenix. Throughout Todd’s career he has focused on integrating life, long term care preservation solutions, retirement, and investment solutions for clients. Todd has worked as a District Manager for a major life and securities corporation, a Division Manager for a life insurance company and an Executive Vice-President for a New York City investment management company.

Todd was also adjunct professor at Oglethorpe University teaching the Certified Financial Planner curriculum.

Todd worked for the Department of Defense to provide financial advice to Military Service members. His company provides survivorship benefit planning, retirement planning, long term care and life insurance planning for Federal Employee’s, Military Service Members and Civilians.

Todd believes in continuing education and holds the Certified Long Term Care designation, the Chartered Life Underwriter® and Chartered Financial Consultant® designations from American College. He has also been a member of The Financial Planning Association since 9/1/1979.

(719) 651-3410 |

Contact Us For A Complementary Benefit Analysis